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					  <title><![CDATA[Writing An Effective Credit Dispute Letter: Sure To Get Negative Items Removed]]></title>
					  <link>http://www.BigArticles.com/articles/341325/1/Writing-An-Effective-Credit-Dispute-Letter-Sure-To-Get-Negative-Items-Removed/Page1.html</link>
					  <description><![CDATA[Is lousy credit preventing you from getting that house, car or other things you always dreamed about? Have you spent sleepless night's wishing you could repair your damaged credit without it taking years or even decades? <BR>
<BR>
Poor credit translates into high interest rates on credit cards, vehicles and other major purchases. Such high interest rates inevitably devastate your financial well being forcing you into financial ruin.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Sat, 26 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/341325/1/Writing-An-Effective-Credit-Dispute-Letter-Sure-To-Get-Negative-Items-Removed/Page1.html</guid>
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					  <title><![CDATA[Disputing Guidelines You Should Keep In Mind When Restoring Your Credit]]></title>
					  <link>http://www.BigArticles.com/articles/338633/1/Disputing-Guidelines-You-Should-Keep-In-Mind-When-Restoring-Your-Credit/Page1.html</link>
					  <description><![CDATA[According to the major credit reporting agencies there are some guidelines that you need to follow when disputing errors on your credit report.  When you hire a credit restoration agency you don't need to know these guidelines, you just simply hire them and let them worry about getting your report clean, after all that's their job.  For those of you that opt to do-it-yourself I am going to write some credit dispute guidelines for dummies.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Fri, 18 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/338633/1/Disputing-Guidelines-You-Should-Keep-In-Mind-When-Restoring-Your-Credit/Page1.html</guid>
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					  <title><![CDATA[Bankruptcy: Some Things You Should Consider Before And After You File]]></title>
					  <link>http://www.BigArticles.com/articles/338630/1/Bankruptcy-Some-Things-You-Should-Consider-Before-And-After-You-File/Page1.html</link>
					  <description><![CDATA[Bankruptcy may be termed as a situation when a person is not able to pay his debts due to lack of money.  The person who is bankrupt for the first time is given a discharge period of one year prior to the date of bankruptcy order but in some cases, the bankruptcy discharge period is less than one year.  Bankruptcy has a bad image and is publicly advertised so If you ever face such a situation, then make sure that you look for all possible options to deal with it as soon as possible.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Fri, 18 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/338630/1/Bankruptcy-Some-Things-You-Should-Consider-Before-And-After-You-File/Page1.html</guid>
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					  <title><![CDATA[Do Not Let Your Past Affect Your Future: Bad Credit Cash Advance Loans]]></title>
					  <link>http://www.BigArticles.com/articles/338624/1/Do-Not-Let-Your-Past-Affect-Your-Future-Bad-Credit-Cash-Advance-Loans/Page1.html</link>
					  <description><![CDATA[Many of us may have taken a loan in the past but were unable to repay it for varied reasons, some could be personal others financial. However, the creditor is not expected to understand the cause for non-payment and this makes the defaulting borrower enter the group of bad debts and the individual's credit history is damaged. <BR>
<BR>
If you too, have a bad credit history in your past and need money urgently, you may be finding it difficult to raise cash at present.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Fri, 18 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/338624/1/Do-Not-Let-Your-Past-Affect-Your-Future-Bad-Credit-Cash-Advance-Loans/Page1.html</guid>
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					  <title><![CDATA[Identity Theft: Tactics They Use To Obtain You Identity And The Affects It Can Have On Your Credit?]]></title>
					  <link>http://www.BigArticles.com/articles/338193/1/Identity-Theft-Tactics-They-Use-To-Obtain-You-Identity-And-The-Affects-It-Can-Have-On-Your-Credit/Page1.html</link>
					  <description><![CDATA[Identity theft has become a rapidly growing problem the world over.  Identity theft can tarnish your image as well as a solid credit record, one that you may have spent years building in just a couple of minutes.<BR>
<BR>
Identity  theft usually happens when a thief is able to get someones name, address, social security number or any other identification information.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Thu, 17 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/338193/1/Identity-Theft-Tactics-They-Use-To-Obtain-You-Identity-And-The-Affects-It-Can-Have-On-Your-Credit/Page1.html</guid>
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					  <title><![CDATA[Making Sense Of It All: Reviewing Your Credit Report]]></title>
					  <link>http://www.BigArticles.com/articles/337567/1/Making-Sense-Of-It-All-Reviewing-Your-Credit-Report/Page1.html</link>
					  <description><![CDATA[Your credit report contains so much information about you and your spending habits that it can be difficult to make heads or tails of it.  The first thing that you should know though, is that not all credit reports will look exactly the same.  The three main credit reporting agencies all use different formats and setups.  Another thing to keep in mind: creditors may not report to all three reporting agencies which means that information contained in one report might not show up in another.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Wed, 16 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/337567/1/Making-Sense-Of-It-All-Reviewing-Your-Credit-Report/Page1.html</guid>
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					  <title><![CDATA[Bankruptcy: How It Can Effect Your Credit And What You Can Do After To Repair It]]></title>
					  <link>http://www.BigArticles.com/articles/337550/1/Bankruptcy-How-It-Can-Effect-Your-Credit-And-What-You-Can-Do-After-To-Repair-It/Page1.html</link>
					  <description><![CDATA[Over the years I have heard many different views on whether or not somebody should claim bankruptcy.  Is it a good thing to claim bankruptcy, or a bad thing?  Well unfortunately I know first hand the effects of bankruptcy, it devastates your credit and if I had the choice over, I wouldn't do it.  To me Bankruptcy doesn't really have any advantages, yes the creditors stop calling and you get a fresh start.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Wed, 16 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/337550/1/Bankruptcy-How-It-Can-Effect-Your-Credit-And-What-You-Can-Do-After-To-Repair-It/Page1.html</guid>
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					  <title><![CDATA[Rebuilding Credit After a Divorce]]></title>
					  <link>http://www.BigArticles.com/articles/337533/1/Rebuilding-Credit-After-a-Divorce/Page1.html</link>
					  <description><![CDATA[If you've recently been through a divorce or are contemplating one, you may want to look closely at issues involving credit.  Understanding the different kinds of credit accounts opened during a marriage may help illuminate the potential benefits and pitfalls of each.<BR>
<BR>
There are two types of credit accounts: individual and joint.  You can permit authorized persons to use the account with either.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Wed, 16 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/337533/1/Rebuilding-Credit-After-a-Divorce/Page1.html</guid>
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					  <title><![CDATA[Contacting The Credit Bureaus]]></title>
					  <link>http://www.BigArticles.com/articles/336686/1/Contacting-The-Credit-Bureaus/Page1.html</link>
					  <description><![CDATA[Your credit needs some restoration and you opted to do it yourself.  If that is the case, you have to contact the credit bureaus.  There are three ways to contact the bureaus that we will discuss, they are:<BR>
<BR>
Phone<BR>
Snail Mail<BR>
Online<BR>
<BR>
Phone- you can call the credit bureaus directly for such reasons as:  denial of credit or entitled to a free credit report, placing a fraud alert, placing a security freeze or simply disputing an item.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Mon, 14 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/336686/1/Contacting-The-Credit-Bureaus/Page1.html</guid>
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					  <title><![CDATA[Why You Should Dispute Errors]]></title>
					  <link>http://www.BigArticles.com/articles/336684/1/Why-You-Should-Dispute-Errors/Page1.html</link>
					  <description><![CDATA[Did you know that the credit reporting bureaus report that over 30% of consumers credit files contain errors?  With that in mind it is very important that you review your credit file at least quarterly to insure that it is in correct order.  Errors result in bad credit, bad credit translates to higher interest rates and with today's credit crunch the possibility of not getting credit because of an error that isn't your fault is highly possible.]]></description>
					  <author>no@spam.com (Jay Delgado)</author>
					  <pubDate>Mon, 14 Apr 2008 00:00:00 EDT</pubDate>
					 <guid isPermaLink="true">http://www.BigArticles.com/articles/336684/1/Why-You-Should-Dispute-Errors/Page1.html</guid>
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